Fab Real Estate Blog

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Are They Married?

Sometimes, when talking to a seller, either after an open house or when reviewing an offer we received, they start to ask questions about the buyers:

  • Are the married?
  • Do they have kids?
  • Where do they work?
  • How much money do they make?
  • Are they "X"?  (insert race or religion here)

My answers? 

  • I don't know/don't care
  • I don't know/don't care
  • I don't know/don't care
  • I don't know/don't care
  • I don't know/don't care

Usually, they realize that the questions were silly and that they were just being curious or even a bit nosey. 

Sometimes, they'll respond, "But you have to know."
No, I don't.  And neither do they.

Are they married?  Doesn't matter.  We don't discriminate.

Do they have kids?  Doesn't matter.  We don't discriminate.

Where do they work?  Doesn't matter.  Why on earth would that matter?

How much money do they make?  Doesn't matter.  We don't discriminate.  But we do make sure we know if their mortgage broker has fully pre-approved them for their financing and whether or not they qualify.  And we demand a pre-approval letter from that mortgage broker.  That's all we need to know.

Are they "X"?  I've been asked this only a handful of times throughout the years.  I refuse to answer.  Don't know/don't care.  And, now I need to determine whether or not I choose to continue to work with you as my client.  If "X" is important to you, then we are not meant to work together.


Fair Housing laws exist for a reason - because there is discrimination in this world.  It's unfortunate, but it is true.  We do not discriminate when buying or selling houses.  No one should. 

However, if you have a question, feel free to ask.
In the worst case scenario, your questions will give us a wonderful opportunity to discuss Fair Housing laws - a topic I hold near and dear to my heart.

 

Don Fabrizio-Garcia, REALTOR
Connecticut Real Estate & Appraisals
CT Home Group
Keller Williams CT Realty
203.746.1199
Connecticut Real Estate and Homes for Sale

 

Unrepresented Sellers: Protect Yourself

This past Sunday, there was an ad in the Danbury, Connecticut newspaper for a home that is being sold by the owners, without the representation of a REALTOR.

These unrepresented sellers took out a display ad which contained a heavily shaded photo of their house (dark shadows don't reproduce well in a newspaper) along with a whole lot of text.  They used a neat concept for the text - a cutesy description of the home, their family, why they're moving and how your family will live in the house.

Whoa...Red flags everywhere.

  • Describing their family? 
    Danger...Danger...people now know too much about you and your children.
  • Telling the world why you're moving? 
    Danger...Danger...you've now lost any negotiating advantage you may have had.
  • Telling buyers how their family will live in the house and what they will do in the home? 
    Danger...Danger...Fair Housing laws affect unrepresented sellers, too. 
    Fair Housing

Let's take a look at excerpts from this ad.  Names, locations and any identifying details have been changed to protect those ignorant of the law and their own personal safety...

We moved into our home just three years ago
OK, so now we now you probably don't have much equity.  Perhaps the home is overpriced so you can try to sell for what you "need" to sell for instead of its current market value.  Should I even bother to look?  Also, you're moving rather quickly - maybe it really isn't a great house.

Our two children each have their own bedroom
Very cute way of stating that it is a three-bedroom house.  I'll give an 'A' for effort and creativity. But, do you want the world knowing your two young children are all alone in their rooms at night?  In a ranch home where the windows are on ground level?  Have you never heard of Polly Klaas?

We have a small office
So, if the office is so small, I can only assume all the rooms are small.

In three years, we've replaced the roof, the driveway, the appliances...
Great!  New stuff is always a bonus.  But why so many replacements in such a short period of time?  What else was wrong with the house?  What else may still be wrong with the house?  Were other items updated or replaced, or is the rest of the house a dated mess right out of That 70's Show?

Located on a dead end street
It's a cul-de-sac!  It's a cul-de-sac!  Or, at least call it a "court".  Why associate your home with anything that's dead?

The kids are safe when they walk or ride their bikes
Great!  They'll never get hit by a car!  They'll never be kidnapped!  I'll never have to watch my kids again!  I'll also have to sue you when they get hurt or worse...
And what if my kids are not physically able to walk or ride a bike?  Are disabled kids discriminated against by not being allowed?

The schools are the best in the US.
By what standards?  Who says so?  Does this mean higher taxes?  I wonder what will happen if our experience with the schools is not the same as yours...

The town is safe.
Great!  I'll never have to worry about crime!   I'll never have to lock my doors!  You also know what I may have to do when my home is robbed or my car is stolen or I'm the victim of some other random crime...

The people are friendly.
Wow.  That's wonderful.  No more annoying neighbors.  I wonder what I'll do when I find out I don't like the person living next door...Or when I find out the local store owner is mean to me...  My attorneys are going to have a field day...

Your kids should go to school here and grow up here.
But, I don't have any kids.  Does that mean I can't buy your house?  Darn.  I really wanted your house but now you've told me that I can't buy it.  Why would you discriminate against me like that?

Our new baby Sallie Anne...
Yes, they included the baby's name - and even her birth date.  What if the wrong person saw this...  Let's go back to the Polly Klaas page right now for an immediate refresher.

"There are only three bedrooms." (this was a direct quote)
Oh, so it is a small house, since it "only" has three bedrooms.  Just like I thought after reading about the "small office."

We've already bought our new house.
Now I know they're desperate!  They have mortgages on two homes right now.  I'll go in with a ridiculously low offer.  They'll have to negotiate with me so they can get rid of these payments!

Visit our open house.  I'll be here with the kids but we'll have plenty of time to show you the house.
Yikes.  Buyers don't like to look at homes when the sellers are there.  It's uncomfortable, and you can't discuss the pros and cons of the homes freely.  They feel like they're intruding on your space.  Even agents prefer not to have the sellers there when we show homes.  And now there are going to be kids there, too?  Too much activity going on there.  How am I going to be able to take the time to decide if this will be my new home if I have the sellers and a bunch of kids I don't know running around the place?

Let's also look at the safety issue here...you'll be home with the kids...your front door will be open...there may be lots of activity if other people show up, too.  Not smart.  The safety of children should be of the utmost importance.  These sellers have now told strangers to come and visit and meet their little children.  Back to the Polly Klaas page we go...

Bring your kids, too.
But I don't have kids.  Am I now not welcome?  Why do you keep discriminating?

See if your kids want to live here.
See the above response...


Anyone selling a home must be knowledgeable not only about marketing and safety issues - not to mention negotiating, real estate laws, local real estate customs, pricing, etc. - but perhaps more importantly, they must be knowledgeable of Federal, State and Local Fair Housing laws.
Sell the house.  Market the house.  Not those who live there or who should live there.

I've read this ad several times.  Each time I'm as amazed as the first time I read it.

These sellers need a REALTOR.  They needed a REALTOR last week before this ad went out.
They're located outside of my market area, so I will not be pursuing them.  Hopefully, another agent saw this ad and will come to their rescue.  Or, maybe some day some one's attorney really will have a field day with this...

 

Don Fabrizio-Garcia, REALTOR
Connecticut Real Estate & Appraisals
CT Home Group
Keller Williams CT Realty
203.746.1199
Connecticut Real Estate and Homes for Sale

Connecticut Foreclosure Hotline

The state of Connecticut has established a Foreclosure Hotline for residents who are facing foreclosure, as well as those who fear they may face foreclosure in the near future.

Residents in need are urged to call the hotline at 877-472-8313.

Hot line staffers will assist callers in determining what help is needed and then make referrals to the appropriate agency.  Referrals may be made to an attorney-referral service, a housing counselor or to the Connecticut Legal Services if the caller meets income-eligibility guidelines.

 

Don Fabrizio-Garcia, REALTOR
Connecticut Real Estate & Appraisals
CT Home Group
Keller Williams CT Realty
203.746.1199
Connecticut Real Estate and Homes for Sale

Danbury, CT Home for Sale: New Construction Townhome

Danbury, Connecticut Real Estate For Sale

19 Crown Street, Unit 3, Danbury, CT
$270,000

***  SOLD JANUARY, 2008  ***

31 Linda Lane New Fairfield Connecticut

  • Gorgeous New Construction Townhome
  • 3 Bedrooms
  • 1.5 Full Baths
  • Eat-In Cherry Kitchen with Stainless Steel Appliances
  • Hardwood Floors on Main Level
  • 1,536 +/- Square Feet
  • Private Deck off of Kitchen Nook 
  • Two Car Garage
  • Laundry Room

Real Estate for Sale: 31 Linda Lane New Fairfield Connecticut     Real Estate for Sale: 31 Linda Lane New Fairfield Connecticut

Enjoy this wonderful new construction townhome with hardwood floors on the main level.


Don't miss this great Danbury home!

 

 

 

Contact Don Fabrizio-Garcia today for your private showing
203.746.1199

Keller Williams CT Realty
CT Home Group
don@FabRealEstate.com
www.FabRealEstate.com

Danbury, Connecticut Real Estate

 

Danbury, CT Home for Sale: New Construction Townhome

Danbury, Connecticut Real Estate For Sale 

19 Crown Street, Unit 2, Danbury, CT 
$255,000 

***  SOLD MARCH, 2008 - $250,000  *** 
***  MULTIPLE OFFERS  *** 

31 Linda Lane New Fairfield Connecticut

  • Gorgeous New Construction Townhome 
  • 2 Bedrooms 
  • 1.5 Full Baths 
  • Cherry Kitchen with Stainless Steel Appliances 
  • Hardwood Floors on Main Level 
  • 1,368 +/- Square Feet 
  • Private Deck off of Kitchen Nook 
  • Two Car Garage 
  • Laundry Room  

Real Estate for Sale: 31 Linda Lane New Fairfield Connecticut     Real Estate for Sale: 31 Linda Lane New Fairfield Connecticut

Enjoy this wonderful new construction townhome with hardwood floors on the main level. 


Don't miss this great Danbury home! 

 

 

 

 

Contact Don Fabrizio-Garcia today for your private showing 
203.746.1199 

Keller Williams CT Realty 
don@FabRealEstate.com 
www.FabRealEstate.com 

Danbury, Connecticut Real Estate

New Milford, CT - August, 2007 Real Estate Market Report

New Milford, Connecticut Real Estate Update
August, 2007

Closed home sales in New Milford, Connecticut:

Single Family Homes:
There were 33 single family home sales closed in New Milford, CT.
List Prices ranged from $248,500 - $1,750,000.
Closed Sales Prices ranged from $220,000 - $1,600,000.

The average closed real estate sales price for single family homes in New Milford was $444,056.
The median closed sales price was $380,000.
On average, these homes sold for 95.8% of their final list price.
Days on Market ranged from 27 - 487 days, with the average being 141 days of market time.

This compares to 32 single family homes closed in August, 2006, with an average closed sales price of $422,446 and a median closed sales price of $407,500.

Condos:
There were 16 condominium sales closed in New Milford, CT.

The average closed real estate sales price for condos in New Milford was $175,750.
The median closed sales price was $191,500.
On average, these homes sold for 95.8% of their list price.
Days on Market ranged from 1 - 231 days, with the average being 93 days of market time.

This compares to 13 condos closed in August, 2006, with an average closed sales price of $208,935 and a median closed sales price of $182,000.



Currently available homes for sale in New Milford, Connecticut:

Single Family Homes:
Currently, there are 286 single family homes for sale in New Milford, CT.
List Prices range from $189,900 for a mobile home on its own land to $4,200,000 for a restored 1800's home on 65 acres.

Condos:
Currently, there are 80 condos available for sale in New Milford, CT.
List prices range from $74,900 for a studio unit to $539,900 for a detached unit in an active-adult community.


New Milford, Connecticut, is the southernmost town in Litchfield County and is known as The Gateway to Litchfield County.  The town borders the northeastern shores of Candlewood Lake.  Several lake communities surround its Candlewood Lake shores, and typically offer a private beach for residents, boat docks and other amenities.  New Milford enjoys a population of about 28,000 residents.

 

This Market Report prepared by:
Don Fabrizio-Garcia, REALTOR
Connecticut Real Estate & Appraisals
CT Home Group
Keller Williams CT Realty
203.746.1199
Connecticut Real Estate and Homes for Sale

Data compiled from the Consolidated MLS and believed to be accurate.

Brookfield, CT - August, 2007 Real Estate Market Report

Brookfield, Connecticut Real Estate Update
August, 2007

Closed home sales in Brookfield, Connecticut:

Single Family Homes:
There were 16 single family home sales closed in Brookfield, CT.
List Prices ranged from $209,900 - $1,249,000.
Closed Sales Prices ranged from $205,000 - $1,225,000.

The average closed real estate sales price for single family homes in Brookfield was $561,156.
The median closed sales price was $514,500.
On average, these homes sold for 97.3% of their final list price.
Days on Market ranged from 16 - 450 days, with the average being 145 days of market time. 

This compares to 19 closed sales in August, 2006, with an average sales price of $488,621 and a median closed sales price of $455,000.

Condos:
There were 3 condominium sales closed in Brookfield, CT.
The average closed real estate sales price for condos in Brookfield was $190,416.
The median closed sales price was $178,250.
On average, these homes sold for 96.9% of their final list price.
Days on Market ranged from 61 - 62 days, with the average being 62 days of market time.

This compares to 14 closed sales in August, 2006, with an average sales price of $237,039 and a median sales price of $244,950.



Currently available homes for sale in Brookfield, Connecticut:

Single Family Homes:
Currently, there are 161 single family homes for sale in Brookfield, CT.
List Prices range from $294,900 for a small two bedroom ranch to $1,925,000 for a contemporary Candlewood Lake waterfront home.

Condos:
Currently, there are 26 condos for sale in Brookfield, CT.  List prices range from $206,000 for a one bedroom unit to $639,900 for a new detached unit.




Brookfield, Connecticut, is located between Candlewood Lake and Lake Lillinonah, creating a multitude of water recreation opportunities in the town.  Several lake communities border Candlewood Lake, and typically offer a private beach for residents, boat docks and other amenities.  Brookfield enjoys a population of about 16,000 residents.

This Market Report prepared by:
Don Fabrizio-Garcia, REALTOR
Connecticut Real Estate & Appraisals
CT Home Group
Keller Williams CT Realty
203.746.1199
Connecticut Real Estate and Homes for Sale

Data compiled from the Consolidated MLS and believed to be accurate.

Danbury, CT - August, 2007 Real Estate Market Report

Danbury, Connecticut Real Estate Update
August, 2007

Closed home sales in Danbury, Connecticut:

Single Family Homes:
There were 55 single family home sales closed in Danbury, CT.
List Prices ranged from $250,000 - $775,000.
Closed Sales Prices ranged from $240,000 - $775,000.

The average closed real estate sales price for single family homes in Danbury was $397,081. 
The median closed real estate sales price was $360,000.
On average, these homes sold for 97.7% of their most recent list price.
Days on Market ranged from 2 - 788 days, with the average being 154 days of market time. 

This compares with 53 closed sales in August, 2006, with an average closed sales price of $445,212 and a median closed sales price of $390,000.

Condos:
There were 37 condominium sales closed in Danbury, CT.
List Prices ranged from $127,500 - $619,000.
Closed Sales Prices ranged from $123,000 - $605,000.

The average closed real estate sales price for condos in Danbury was $252,986.
The median closed sales price was $231,000.
On average, these homes sold for 97% of their most recent list price.
Days on Market averaged 94 days of market time.

This compares with 37 closed sales in August, 2006, with an average closed sales price of $271,200 and a median closed sales price of $289,900.



Currently available homes for sale in Danbury, Connecticut:

Single Family Homes:
Currently, there are 291 single family homes for sale in Danbury, CT.
List Prices range from $89,000 for a summer-only as-is cottage in a lake community to $3,975,000 for a renovated 1920's farmhouse on 55 acres.

Condos:
Currently, there are 278 condos available for sale in Danbury, CT.
List prices range from $88,000 - $895,000.


Danbury, Connecticut, a former military depot during the American Revolution, is a diverse community of about 78,000 residents that borders New York State to the west and the southern shores of Candlewood Lake.  Several lake communities border Candlewood Lake, and typically offer a private beach for residents, boat docks and other amenities.  Danbury enjoys a convenient commute location to lower Fairfield County and Westchester County, New York.  Danbury is situated just about an hour by car to Hartford, Connecticut and New York City.

This Market Report prepared by:
Don Fabrizio-Garcia, REALTOR
Connecticut Real Estate & Appraisals
CT Home Group
Keller Williams CT Realty
203.746.1199
Connecticut Real Estate and Homes for Sale

 

Data compiled from the Consolidated MLS and believed to be accurate.

Sherman, CT - August 2007 Real Estate Market Report

Sherman, Connecticut Real Estate Update
August, 2007

Closed home sales in Sherman, Connecticut:

There were 5 home sales closed in Sherman, CT.
List Prices ranged from $299,000 - $1,349,000.
Closed Sales Prices ranged from $265,000 - $1,075,000.

These homes sold for 91.3% of their most recent list price.
Days on Market ranged from 44 - 1,075.  The average time on market was 43 days.

This compares to 2 homes that closed sale in August, 2006.  The average and median sales price was $456,000.


Currently available homes for sale in Sherman, Connecticut:

Currently, there are 62 homes for sale in Sherman, CT.
List Prices range from $349,000 for a circa 1900 farmhouse to $3,400,000 for an 18th century colonial on 37 acres.


Sherman, Connecticut is a small semi-rural community of about 4,000 residents that borders New York State to the west, New Fairfield to the south and hugs the northwestern shores of Candlewood Lake.  Several lake communities border Candlewood Lake, and typically offer a private beach for residents, boat docks and other amenities.  The northernmost town in Fairfield County, Sherman is often cited as being the fastest growing town in Connecticut per capita, yet still retains its rural roots and charm.

This Market Report prepared by:
Don Fabrizio-Garcia, REALTOR
Real Estate & Appraisals
203.746.1199
Connecticut Real Estate and Homes for Sale

 

Data compiled from the Consolidated MLS and believed to be accurate.

New Fairfield, CT - August 2007 Real Estate Market Report

New Fairfield, Connecticut Real Estate Update
August, 2007

Closed home sales in New Fairfield, Connecticut:

There were 23 home sales closed in New Fairfield, CT.Welcome to New Fairfield, Connecticut
List Prices ranged from $130,000 - $1,189,000.
Closed Sales Prices ranged from $125,000 - $1,050,000.

The average closed real estate sales price for New Fairfield was $505,243.
The median closed real estate sales price for New Fairfield was $417,500.
On average, these homes sold for 96% of their final list price.
Days on Market ranged from 17 - 864 days, with the average being 189 days of market time.

This compares with 18 closed sales in August, 2006, with an average sales price of $457,961 and a median sales price of $428,500.


Currently available homes for sale in New Fairfield, Connecticut:

Currently, there are 134 homes for sale in New Fairfield, CT.
List Prices range from $199,000 for a studio cottage to $5,500,000 for a palatial estate fronting Candlewood Lake.


New Fairfield, Connecticut is a small community of about 14,000 residents that borders New York State to the west and Candlewood Lake to the east.  Several lake communities border Candlewood Lake, and typically offer a private beach for residents, boat docks and other amenities.  New Fairfield enjoys a convenient commute location to lower Fairfield County and Westchester County, New York.  New Fairfield is situated just over an hour by car to Hartford, Connecticut and New York City.

This Market Report prepared by:
Don Fabrizio-Garcia, REALTOR
Real Estate & Appraisals
203.746.1199
Connecticut Real Estate and Homes for Sale

 

Data compiled from the Consolidated MLS and believed to be accurate.

 

Moving with Movers

I just heard from one of my clients.  I sold their home here in New Fairfield, Connecticut, and they relocated to Walnut Creek, California - my old stomping grounds, as I lived there for many years.

It was a fun transaction - we sold their home in this so-called "down market" in a matter of days, and with multiple offers.  But the best part was hearing of their home search back in Walnut Creek.  We talked about the different neighborhoods they were looking in, and of the shopping.  Walnut Creek is famous for its shopping.  It was a chance for me to reminisce a little.

Well, their home here in Connecticut closed the other day and they have flown out and are now living in a rental in California until they find their new dream home.  Of course, they had trouble with their movers.

I say, "Of course, they had trouble with their movers" because, unfortunately, I hear this a lot.

Other clients had the movers arrive at their new home in Tennessee at midnight to unload their belongings.  Midnight?  I wouldn't be happy!  Their furniture also suffered some damages.

With one of my own moves, the movers were about a week late to arrive at our new location, so we had to buy air mattresses and lots of paper goods.  We made the most of it and considered ourselves to be "camping" in our beautiful new home.

When our belongings finally arrived, about 1/3 of our furniture was ruined.  Some broken...some crushed...some just with minor damages.  Most of our artwork now have scratches on their frames.  We did pay for the additional insurance from the movers, and that did cover some of the costs, but not all.  They refused to repair or replace our sofa.  They refused repairs on a few other items, too. I think they only paid $20 per scratched frame for all of our artwork.

But you know what?  It could have been worse.  We were all safe and healthy and happily getting accustomed to our new home.  The furniture can be replaced.  And the scratches on our art now provide funny memories and a good story. 

Selling your home is stressful.  Moving is stressful.  Dealing with the movers is stressful.
Just remember to breathe and keep in mind that after the stress passes, you will have some good stories to share...

 

Don Fabrizio-Garcia, REALTOR
Connecticut Real Estate & Appraisals
CT Home Group
Keller Williams CT Realty
203.746.1199
Connecticut Real Estate and Homes for Sale

Marine Rescue 911 - Candlewood Lake

This Labor Day weekend, I was able to take a few hours away from work and take my boys over to my aunt's lake house on Candlewood Lake here in New Fairfield, Connecticut.

Candlewood Lake

My aunt always wanted people in her family her enjoy the water as much as she does.  I think she finally got her wish with my three boys.  They love her pool.  They love her lake house.  They love her beach.  They love the water.  And, they love, love, love her boat.

Yes, the boat rides are one of my kids' favorite things to do in the summer.  And, in the winter, they keep asking where the boat is!

So, yesterday, my aunt piled us all into the boat - my kids, a few cousins and me.  We went for a ride on the lake, playfully chasing after some cousins on jet skis.

"Faster...Faster..." my kids yelled.  And, of course, their Great Aunt obliged.  With a smile.  We circled around, following the jet skis and catching the waves.  Lots of laughter and screams of joy.  Then the boat came to a stop...

The jet skis were circling a small, partially submerged sail boat.  In the water were two teenage boys trying to figure out how to get the water out of the boat and get the boat back up above the surface of the water.  No luck. 

Candlewood LakeWe tossed a rope from the boat to one of the jet skis.  They used it to tow the half-submerged sail boat to the shore.  One of the boys hopped onto the other jet ski and took a ride back to his dock.  The other boy swam over and up into the boat with us.

After a little razzing, he finally admitted the wind tipped the boat over and it started taking on water.  They couldn't get the water out, and finally ended up losing their sail, too.  So, i think he was grateful for the boat ride back home.

We were met at his dock by his mother waving her arms frantically and thanking us profusely.  It was rather sweet.

So, of course, we enjoyed this a bit.  For the rest of the day, we dubbed the boat "Marine Rescue 911" and continued searching the waters for others in distress.  However, everyone else seemed to be having safe boating adventures and there were no more water rescues in our future.

It did add a little excitement to our day, though.

And it made for some good stories when we got back to the house.

I think maybe tomorrow we'll take Marine Rescue 911 back out for another cruise around the lake...

 

Don Fabrizio-Garcia, REALTOR
Connecticut Real Estate & Appraisals
CT Home Group
Keller Williams CT Realty
203.746.1199
Connecticut Real Estate and Homes for Sale